How long does the PM Surya Ghar subsidy take to arrive?

Typically, the subsidy is credited to your bank account within 30 days after the solar system is commissioned and inspected by the DISCOM. r-solar handles the full paperwork to avoid delays.

Can I get a solar loan without collateral under PM Surya Ghar?

Yes. Under the PM Surya Ghar: Muft Bijli Yojana, nationalised banks offer collateral-free solar loans specifically for residential rooftop systems up to 3 kW. SBI, Canara Bank, and Union Bank all participate.

What is the maximum subsidy under PM Surya Ghar Yojana?

The maximum subsidy is ₹78,000 for a 3 kW system. The subsidy structure is: ₹30,000/kW for the first 2 kW (₹60,000), then ₹18,000 for the third kW, totalling ₹78,000 for 3 kW and above.

How many units of free electricity does PM Surya Ghar provide?

The scheme aims to provide up to 300 units of free electricity every month to eligible households. A 3 kW system in Madhya Pradesh generates approximately 330–360 units per month, effectively making your electricity bill zero.

Updated for March 2026

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Frequently Asked Questions

Typically, the subsidy is credited to your bank account within 30 days after the system is commissioned and inspected by the DISCOM.

Yes! Under the PM Surya Ghar scheme, nationalized banks offer collateral-free loans specifically for residential solar rooftops up to 3 kW.

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